Terms & Disclaimer Content

Privacy Policy1.1 User Direct Information.

Each time you provide or transmit information via the Website, Company may obtain and collect personally identifiable information provided by you, including, but not limited to, your name, email address, mailing address, social security number, credit card information, and telephone number. You may also provide us with information that, when combined with personally identifiable information, provides us with a better idea of who you are, including but not limited to your gender, birthday, marital status, and education level (collectively referred to as "personal information"). This information is used to personalize our communications with you about products and services that are specific to your needs and interests. If you choose to access our website, use our services or purchase our products, we may require you to provide personal information as indicated on the forms throughout the site.

1.2 Survey Information

Company may collect information from you when you voluntarily complete a Company survey, order form, or a registration page either online by using the internet, by providing this information via mail or other courier type service, in person or using a telephone. Additionally, this information may be collected by surveys, order forms, or registration pages operated by third parties. This method of collection is collectively known as a "Survey." In such Surveys, Company or a third party may ask you to provide personal identifiable information including, but not limited to, your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and online interests, and such other information as may be requested from time to time. Completing the Surveys is completely voluntary, and you are under no obligation to provide Survey Information to Company or a third party.

1.3 Third Party Information.

From time to time, Company will acquire your information through a third party to which you have provided personal information. Such information may include, but is not limited to, your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests, and such other information as the you may have provided to the third party. When acquiring this information, Company seeks reasonable assurances from all third parties that you agreed to provide and have such information acquired by Company. By using this site you agree to hold harmless Company from claims arising from Company's use of any and all information supplied to company by third parties, to which you did not give your consent. If you did not give express permission, or you would like to remove your permission, you may suppress all of your information by sending notification to us at [email protected] .

1.4 Other Methods of Collecting Personal Information.

Company may also collect such personal information, as discussed in this section, from another source and may use that information in combination with information provided from the website, surveys and third parties. Other occasions when Company obtains information from you include, but are not limited to (1) Information supplied by you in connection with your claiming a prize or seeking to redeem an offer by Company or by a third party, (2) Information supplied by you in connection with any request for assistance through Company's customer service department, and (3) Information supplied by you when voluntarily subscribing to any Company service or newsletter.

1.5 Cookies, Web Beacons, and Other Info Collected Using Technology.

Company currently uses cookie and web beacon technology to associate certain Internet-related information about you with information about you in its database. Additionally, Company may, in its sole discretion, use any and all new and evolving sources of information gathering and association that it deems appropriate, provided, however, that these methods comply with all state and federal regulations,

1.5.1 Cookies.

Like many other commercial websites, this website uses a standard technology called a "Cookie". Cookies are small text files featured on your browser software, which you may enable or disable. If enabled, we may write cookies that store small amounts of data on your computer about your visit to any of the pages on or associated with this Site. Cookies assist us in tracking which of our features appeal to you and what content you may have viewed on past visits. When you visit this site again, cookies can enable us to customize our content according to your preferences. We may use cookies to: keep track of the number of return visits to this site; accumulate and report aggregate, statistical information on website usage; deliver specific content to you based on your interests or past viewing history; save your password for ease of access to our Site. You may disable cookies through your web browser's software, although, in doing so, this Site may not function properly for you. Your browser preferences can be modified to accept or reject all cookies, or request a notification when a cookie is set. You may read more about cookies at http://cookiecentral.com. In order to use all of the features and functionality of Company's websites, you need to accept cookies.

1.5.2 Web Beacons.

A web beacon (also known as a "1x1 pixels" or "Clear GIF's") is a programming code that can be used to display an image on a web page or to transfer your unique user identification to a database and associate you with previously acquired information about an individual in a database. This allows Company to track certain websites you visit. Web beacons are used to track online behavioral habits for marketing purposes. This is done in order to determine products or services you may be interested in and to attempt to avoid sending you offers you may not be interested in. In addition to using web beacons on web pages, Company also uses web beacons in email messages sent to individuals listed in Company's database.

1.5.3 IP Addresses.

Company automatically tracks certain information based upon your behavior on the site. We may use this information to do internal research on our users' demographics, interests, and behavior to better understand, protect and serve you and our community. This information may include the URL that you just came from (whether this URL is on the site or not), which URL you next go to (whether this URL is on the site or not), your computer browser information, and your IP address. Your Internet Protocol ("IP") is a unique Internet "address" which is assigned to you by your Internet Service Provider ("ISP"). For local area network ("LAN"), DSL, or cable modem users, an IP address may be permanently assigned to a particular computer. IP addresses are automatically logged by Web servers, collecting information about a user's traffic patterns. While the IP address does not identify an individual by name, it may, with the cooperation of the ISP, be used to locate and identify an individual using the Web. Your IP address can, however, reveal what geographic area you are connecting from, or which ISP you are using. Finally, other websites you visit have IP addresses, and we may collect the IP addresses of those websites and their pages.

1.5.4 Computer Profiles.

Company uses Individual Information, collected through means discussed above and through public databases, to create personal profiles of its users. .Company may also collect and accumulate other anonymous data which may help us understand, analyze and improve the Internet experience of our visitors. For instance, Company may accumulate visitor data relating to referring domain names, the type of browsers used, operating system software, screen resolutions, color capabilities, browser plug-ins, language settings, cookie preferences, search engine keywords and JavaScript enablement. When you provide us with Personal Identification Information, we are able to use such visitor data to identify you.

1.5.5 Data Analysis.

Data Analysis technology may be employed from time to time if used by a Client of Company. .

1.5.6 New Technology.

The use of technology on the Internet, including cookies and web beacons, is rapidly developing. As a result, our data collection and storage policies and procedures may change from time to time. Company strongly encourages individuals to frequently revisit this policy for any updates regarding its use of new technology.

11.6 Protecting the privacy of children.

Children should always get permission from their parents before sending any personal information over the internet. Company will never knowingly collect any personal information about children under the age of 13. If Company obtains actual knowledge that it has collected personal information about a child under the age of 13, that information will be immediately deleted from its database. Because it does not collect such information, Company has no such information to use or to disclose to third parties. Company has designed this policy in order to comply with the Children's Online Privacy Protection Act ("COPPA"). If you are under the age of 13, please do not provide any information about yourself on this website.

15.3 Fraud Prevention.

If false or inaccurate information is provided, including in relation to a person's identity and fraud is identified, details about this information, including customer Personal Data, will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organizations may also access and use this information to prevent fraud and money laundering, for example when: checking details on applications for credit and credit related and other facilities; managing credit and credit related accounts or other facilities; recovering debt; checking details on proposals and claims for all types of insurance; and checking details of job applicants and employees. For further details of the relevant fraud prevention agencies please contact us as described in this Privacy Policy.

•This Privacy Statement was last updated on May 1, 2012. •We reserve the right to change this Privacy Statement at any time. Modifications to this Privacy Statement can be made without prior notification. •For grievances or complaints you may also contact Company directly at [email protected] .

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